Disaster relief scams: Scammers will strike after disasters, particularly when they know relief funds are coming in. They may impersonate NEMA, FEMA, insurance/warranty companies, lenders, or other relief entities as part of the scam. Staying vigilant when contacted is essential. Check the name, phone, email, address, or account of someone reaching out. When in doubt, hang up and contact the agency directly. Never send money except through verified channels. 

Rebuilding & repair: Good contractors and builders can quickly become busy when demand goes up. Vetting contractors is critical for those affected by tornados. Ask family, friends, or contractors with good reputations for referrals. Look for pictures of real jobs and verified reviews/testimonials. Get everything in writing. If something sounds too good to be true, it probably is. 

Insurance & warranty claims: Consumers should carefully read their relevant insurance and warranty policies. Understanding the scope and details of their coverage will help consumers better navigate the claims processes. For more significant claims, such as home reconstruction, consumers may want to get a price quote to better understand the costs of repair and restoration.